/* ========================================
   NoPayNow — Design System & Styles
   ======================================== */

:root {
  --navy: #0A2E5C;
  --dark-navy: #061B38;
  --sage: #5F8575;
  --copper: #C77C4C;
  --slate: #4A5568;
  --cream: #FEFCF3;
  --white: #ffffff;
  --light-sage: #e8f0eb;
  --light-copper: #f5ebe0;
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Source Sans 3', sans-serif;
  color: var(--slate);
  background: var(--cream);
  overflow-x: hidden;
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', sans-serif;
  color: var(--navy);
  line-height: 1.2;
}

.accent { font-family: 'Merriweather', serif; }
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
button { cursor: pointer; font-family: 'Montserrat', sans-serif; }
input, textarea, select { font-family: 'Source Sans 3', sans-serif; }

/* Layout */
.npn-container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.npn-section { padding: 80px 24px; }
.npn-section .npn-container { padding: 0; }
.text-center { text-align: center; }

.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
}

.grid-4 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
}

/* Buttons */
.npn-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 34px;
  border-radius: 50px;
  font-weight: 700;
  font-size: 0.95rem;
  border: none;
  transition: all 0.25s ease;
  letter-spacing: 0.01em;
  text-decoration: none;
}

.npn-btn:hover { transform: translateY(-2px); }

.npn-btn-primary {
  background: var(--navy);
  color: var(--white);
  box-shadow: 0 4px 20px rgba(10, 46, 92, 0.25);
}
.npn-btn-primary:hover {
  background: var(--sage);
  box-shadow: 0 8px 30px rgba(95, 133, 117, 0.35);
}

.npn-btn-copper {
  background: var(--copper);
  color: var(--white);
  box-shadow: 0 4px 20px rgba(199, 124, 76, 0.25);
}
.npn-btn-copper:hover {
  background: #b56d3e;
  box-shadow: 0 8px 30px rgba(199, 124, 76, 0.4);
}

.npn-btn-outline {
  background: transparent;
  color: var(--navy);
  border: 2px solid var(--navy);
}
.npn-btn-outline:hover {
  background: var(--navy);
  color: var(--white);
}

.npn-btn-outline-white {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255, 255, 255, 0.6);
}
.npn-btn-outline-white:hover {
  background: rgba(255, 255, 255, 0.12);
}

.npn-btn-sm { padding: 10px 24px; font-size: 0.85rem; }
.npn-btn-lg { padding: 18px 44px; font-size: 1.05rem; }
.npn-btn-full { width: 100%; }

/* Typography */
.npn-sub {
  color: var(--copper);
  font-size: 0.95rem;
  font-weight: 600;
  margin-bottom: 10px;
  letter-spacing: 0.03em;
  font-family: 'Merriweather', serif;
  display: block;
}

.npn-title {
  font-size: clamp(1.8rem, 4vw, 2.6rem);
  font-weight: 800;
  margin-bottom: 16px;
}

.npn-desc {
  font-size: 1.1rem;
  line-height: 1.7;
  color: var(--slate);
  max-width: 600px;
}
.text-center .npn-desc { margin: 0 auto; }

/* Navigation */
.npn-nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 16px 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  transition: all 0.3s ease;
  background: var(--navy);
}

.npn-nav.scrolled {
  padding: 10px 28px;
  background: var(--dark-navy);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.npn-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}

.npn-logo-text {
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
  font-size: 1.4rem;
  color: var(--white);
  letter-spacing: -0.02em;
}
.npn-logo-text span { color: var(--sage); }

.npn-nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
}

.npn-nav-links a,
.npn-nav-item {
  padding: 8px 14px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--white);
  cursor: pointer;
  border-radius: 8px;
  transition: background 0.2s;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.npn-nav-links a:hover,
.npn-nav-item:hover {
  background: rgba(255, 255, 255, 0.1);
}
.npn-nav-links a.active { color: var(--copper); }

.npn-dropdown { position: relative; }

.npn-dropdown-menu {
  display: none;
  position: absolute;
  top: 100%; left: 0;
  background: var(--white);
  border-radius: 12px;
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.12);
  padding: 8px;
  min-width: 200px;
  border: 1px solid rgba(0, 0, 0, 0.06);
  z-index: 100;
}
.npn-dropdown:hover .npn-dropdown-menu { display: block; }

.npn-dropdown-menu a {
  display: block;
  padding: 10px 16px;
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--navy);
  border-radius: 8px;
  transition: background 0.2s;
}
.npn-dropdown-menu a:hover { background: rgba(10, 46, 92, 0.05); }

.npn-nav-cta { display: flex; align-items: center; gap: 12px; }

.npn-burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 6px;
  background: none;
  border: none;
}
.npn-burger svg {
  width: 24px;
  height: 24px;
}

/* Mobile Menu */
.npn-mobile-menu {
  display: none;
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: var(--cream);
  z-index: 1001;
  padding: 80px 24px 24px;
  overflow-y: auto;
}
.npn-mobile-menu.open { display: block; }

.npn-mobile-close {
  position: absolute;
  top: 20px; right: 20px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}

.npn-mobile-link {
  display: block;
  padding: 14px 0;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--navy);
  border-bottom: 1px solid #eee;
}

.npn-mobile-sub {
  display: block;
  padding: 12px 0 12px 20px;
  font-size: 1rem;
  color: var(--slate);
}

/* Hero */
.npn-hero {
  background: var(--navy);
  padding: 140px 24px 80px;
  position: relative;
  overflow: hidden;
}

.npn-hero::before {
  content: '';
  position: absolute;
  top: -50%; right: -20%;
  width: 800px; height: 800px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(95, 133, 117, 0.15) 0%, transparent 70%);
  pointer-events: none;
}

.npn-hero::after {
  content: '';
  position: absolute;
  bottom: -30%; left: -10%;
  width: 600px; height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(199, 124, 76, 0.1) 0%, transparent 70%);
  pointer-events: none;
}

.npn-hero-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.npn-hero-content .npn-sub { color: var(--copper); opacity: 0.9; }

.npn-hero h1 {
  color: var(--white);
  font-size: clamp(2rem, 4vw, 2.8rem);
  font-weight: 900;
  margin-bottom: 20px;
  line-height: 1.15;
}

.hero-highlight { color: var(--copper); }

.npn-hero-desc {
  color: rgba(255, 255, 255, 0.7);
  font-size: 1.1rem;
  line-height: 1.7;
  margin-bottom: 30px;
  max-width: 520px;
}

.npn-hero-btns {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 50px;
}

.npn-hero-stats { display: flex; gap: 40px; }

.npn-stat-num {
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
  font-size: clamp(1.8rem, 4vw, 2.4rem);
  color: var(--copper);
  line-height: 1;
}

.npn-stat-label {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.55);
  margin-top: 6px;
}

/* Glass Form */
.npn-glass {
  background: rgba(255, 255, 255, 0.06);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-radius: 24px;
  padding: 40px;
  border: 1px solid rgba(255, 255, 255, 0.1);
}

.npn-glass h3 {
  color: var(--white);
  font-size: 1.3rem;
  font-weight: 800;
  margin-bottom: 8px;
}

.npn-glass-sub {
  color: rgba(255, 255, 255, 0.5);
  font-size: 0.9rem;
  margin-bottom: 24px;
}

.npn-glass-input {
  width: 100%;
  padding: 14px 18px;
  border-radius: 12px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  background: rgba(255, 255, 255, 0.08);
  color: var(--white);
  font-size: 1rem;
  font-family: 'Source Sans 3', sans-serif;
  outline: none;
  transition: border-color 0.2s;
}
.npn-glass-input:focus { border-color: var(--copper); }
.npn-glass-input::placeholder { color: rgba(255, 255, 255, 0.4); }

.npn-form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin: 12px 0;
}

.npn-hero-form .npn-btn { margin-top: 8px; }

.npn-glass-fine {
  text-align: center;
  color: rgba(255, 255, 255, 0.4);
  font-size: 0.82rem;
  margin-top: 14px;
}

/* Cards */
.npn-card {
  background: var(--white);
  border-radius: 16px;
  padding: 36px;
  border: 1px solid #e8e8e8;
  transition: all 0.25s ease;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.04);
}

.npn-card:hover {
  border-color: rgba(95, 133, 117, 0.3);
  box-shadow: 0 12px 40px rgba(10, 46, 92, 0.08);
  transform: translateY(-3px);
}

.npn-use-card { text-align: center; }
.npn-use-icon { font-size: 2.4rem; margin-bottom: 18px; }
.npn-use-card h3 { font-size: 1.1rem; font-weight: 700; margin-bottom: 10px; }
.npn-use-card p { font-size: 0.95rem; line-height: 1.6; color: var(--slate); }

/* Steps */
.npn-process-section { background: var(--white); }
.npn-step-card { text-align: center; }

.npn-step-box {
  width: 70px; height: 70px;
  border-radius: 16px;
  background: linear-gradient(135deg, var(--navy), var(--sage));
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  font-weight: 800;
  font-family: 'Montserrat', sans-serif;
  margin: 0 auto 20px;
}

.npn-step-card h3 { font-size: 1.1rem; font-weight: 700; margin-bottom: 10px; }
.npn-step-card p { font-size: 0.95rem; color: var(--slate); line-height: 1.6; }

/* Benefits */
.npn-benefits-list { margin-top: 24px; }

.npn-benefit {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
  font-size: 1.05rem;
  color: var(--navy);
  font-weight: 500;
}

.npn-check {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--sage);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.npn-check svg { width: 12px; height: 12px; }

/* Trust / Gradient Card */
.npn-gradient {
  background: linear-gradient(135deg, var(--navy), var(--sage));
  border-radius: 24px;
  padding: 50px;
  color: var(--white);
  position: relative;
  overflow: hidden;
}

.npn-gradient::before {
  content: '';
  position: absolute;
  top: -40%; right: -20%;
  width: 300px; height: 300px;
  border-radius: 50%;
  background: rgba(199, 124, 76, 0.15);
  pointer-events: none;
}

.npn-gradient h3 {
  color: var(--white);
  font-size: 1.3rem;
  font-weight: 800;
  margin-bottom: 14px;
}
.npn-gradient p {
  color: rgba(255, 255, 255, 0.75);
  font-size: 1rem;
  line-height: 1.7;
}

.npn-trust-img { margin-bottom: 24px; }

.npn-trust-quote {
  margin-top: 24px;
  font-size: 1.2rem;
  font-style: italic;
  color: var(--copper);
  font-weight: 700;
}

/* Tables */
.npn-table {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  border-radius: 16px;
  overflow: hidden;
  background: var(--white);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
}
.npn-table thead tr { background: var(--navy); }
.npn-table th {
  padding: 16px 24px;
  color: var(--white);
  font-size: 0.9rem;
  font-weight: 700;
  text-align: left;
  font-family: 'Montserrat', sans-serif;
  white-space: nowrap;
}
.npn-table td {
  padding: 14px 24px;
  font-size: 0.93rem;
  border-bottom: 1px solid #f0f0f0;
}
.npn-table tbody tr:nth-child(even) { background: var(--cream); }
.npn-table tbody tr:hover { background: var(--light-sage); }
.npn-highlight { color: var(--sage); font-weight: 600; }

@media (max-width: 768px) {
  .npn-table { display: block; overflow-x: auto; -webkit-overflow-scrolling: touch; }
  .npn-table th, .npn-table td { padding: 12px 16px; font-size: 0.85rem; }
}

/* Fees */
.npn-fee {
  display: flex;
  justify-content: space-between;
  padding: 14px 0;
  border-bottom: 1px solid #f0f0f0;
}
.npn-fee-label { font-weight: 600; color: var(--navy); font-size: 0.95rem; }
.npn-fee-val { font-weight: 600; font-size: 0.95rem; min-width: 80px; text-align: right; }

/* Scenario Grid */
.npn-scenario-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 20px;
}
.npn-scenario-item {
  background: var(--cream);
  border-radius: 12px;
  padding: 18px;
  text-align: center;
}
.npn-scenario-label { font-size: 0.82rem; color: var(--slate); margin-bottom: 4px; }
.npn-scenario-val {
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--navy);
  font-family: 'Montserrat', sans-serif;
}

/* Results */
.npn-results {
  background: linear-gradient(135deg, var(--navy), var(--sage));
  border-radius: 16px;
  padding: 30px;
  margin-top: 20px;
}
.npn-results-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: 20px;
}
.npn-result-label { color: rgba(255,255,255,0.6); font-size: 0.82rem; margin-bottom: 4px; text-align: center; }
.npn-result-val {
  color: var(--copper);
  font-size: 1.4rem;
  font-weight: 800;
  font-family: 'Montserrat', sans-serif;
  text-align: center;
}

/* Stars */
.npn-stars { color: var(--copper); font-size: 1.1rem; margin-bottom: 14px; }

/* Tags */
.npn-tag {
  display: inline-block;
  padding: 4px 14px;
  border-radius: 50px;
  font-size: 0.78rem;
  font-weight: 600;
}
.npn-tag-sage { background: var(--light-sage); color: var(--sage); }
.npn-tag-copper { background: var(--light-copper); color: var(--copper); }

/* Jobs */
.npn-job {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  background: var(--white);
  border-radius: 16px;
  padding: 20px 28px;
  border: 1px solid #e8e8e8;
  margin-bottom: 14px;
  transition: all 0.25s;
}
.npn-job:hover { border-color: rgba(95,133,117,0.3); box-shadow: 0 8px 25px rgba(10,46,92,0.06); }
.npn-job-meta { display: flex; gap: 16px; font-size: 0.85rem; color: var(--slate); margin-top: 4px; }

/* Contact Items */
.npn-contact-item {
  display: flex;
  gap: 16px;
  align-items: center;
  margin-bottom: 20px;
  padding: 20px;
  background: var(--cream);
  border-radius: 12px;
}

/* Page Header */
.npn-page-header {
  background: var(--navy);
  padding: 140px 24px 70px;
  text-align: center;
}
.npn-page-header h1 {
  color: var(--white);
  font-size: clamp(2rem, 4vw, 2.8rem);
  font-weight: 900;
}
.npn-page-header p {
  color: rgba(255,255,255,0.6);
  margin-top: 14px;
  font-size: 1.1rem;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

/* Forms */
.npn-form-group { margin-bottom: 20px; }
.npn-label { display: block; font-weight: 600; font-size: 0.9rem; margin-bottom: 6px; color: var(--navy); }
.npn-input {
  width: 100%;
  padding: 12px 16px;
  border-radius: 10px;
  border: 1.5px solid #ddd;
  font-size: 1rem;
  outline: none;
  transition: border-color 0.2s;
  background: var(--white);
}
.npn-input:focus { border-color: var(--sage); }
textarea.npn-input { resize: vertical; min-height: 80px; }

/* Legal */
.npn-legal-section p { line-height: 1.8; margin-bottom: 12px; font-size: 0.98rem; }
.npn-legal-section strong { color: var(--navy); }

/* FAQ */
.npn-faq { border-bottom: 1px solid #e8e8e8; }
.npn-faq-q {
  padding: 20px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  gap: 20px;
}
.npn-faq-q h3 { font-size: 1.05rem; font-weight: 600; flex: 1; }
.npn-faq-q span {
  width: 32px; height: 32px;
  border-radius: 50%;
  background: var(--light-sage);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 1.2rem;
  color: var(--sage);
  font-weight: 700;
  transition: all 0.25s;
}
.npn-faq-a {
  padding-bottom: 20px;
  color: var(--slate);
  line-height: 1.7;
  font-size: 0.98rem;
  display: none;
}
.npn-faq-a.open { display: block; }

@media (max-width: 768px) {
  .npn-scenario-grid { grid-template-columns: 1fr; }
  .npn-page-header { padding: 120px 16px 50px; }
}

/* CTA Banner */
.npn-cta {
  background: var(--copper);
  padding: 60px 24px;
  text-align: center;
}

.npn-cta h2 {
  color: var(--white);
  font-size: clamp(1.6rem, 3.5vw, 2.2rem);
  font-weight: 800;
  margin-bottom: 16px;
}

.npn-cta p {
  color: rgba(255, 255, 255, 0.85);
  max-width: 480px;
  margin: 0 auto 28px;
  font-size: 1.05rem;
}

/* Footer */
.npn-footer {
  background: var(--dark-navy);
  padding: 70px 24px 30px;
  color: var(--white);
}

.npn-footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 40px;
  margin-bottom: 50px;
}

.npn-footer-heading {
  color: var(--copper);
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 16px;
  font-family: 'Montserrat', sans-serif;
}

.npn-footer a {
  display: block;
  color: rgba(255, 255, 255, 0.6);
  font-size: 0.92rem;
  margin-bottom: 10px;
  transition: color 0.2s;
}
.npn-footer a:hover { color: var(--white); }

.npn-footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 24px;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}

.npn-footer-legal {
  color: rgba(255, 255, 255, 0.4);
  font-size: 0.85rem;
}

.npn-footer-links { display: flex; gap: 20px; }
.npn-footer-links a { font-size: 0.85rem; }

.npn-footer-disclaimer {
  margin-top: 20px;
  padding: 16px;
  background: rgba(255, 255, 255, 0.03);
  border-radius: 10px;
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.3);
  line-height: 1.7;
}
.npn-footer-disclaimer strong { color: rgba(255, 255, 255, 0.5); }
.npn-footer-disclaimer a { display: inline; color: var(--copper); }

/* Animations */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}

.fade-in {
  opacity: 0;
  transform: translateY(30px);
  transition: all 0.6s ease-out;
}
.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

.npn-hero-content { animation: fadeInUp 0.8s ease-out; }
.npn-hero-form-wrap { animation: fadeInUp 0.8s ease-out 0.2s both; }

/* Responsive */
@media (max-width: 1024px) {
  .npn-nav-links { display: none; }
  .npn-nav-cta { display: none; }
  .npn-burger { display: flex; }
  .npn-hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .npn-hero { padding: 120px 24px 60px; }
}

@media (max-width: 768px) {
  .grid-2 { grid-template-columns: 1fr; }
  .npn-section { padding: 60px 16px; }
  .npn-hero-stats { flex-direction: column; gap: 20px; }
  .npn-hero-btns { flex-direction: column; }
  .npn-hero-btns .npn-btn { text-align: center; }
  .npn-form-row { grid-template-columns: 1fr; }
  .npn-gradient { padding: 30px; }
  .npn-footer-bottom { flex-direction: column; text-align: center; }
}

@media (max-width: 480px) {
  .npn-hero h1 { font-size: 1.8rem; }
  .npn-glass { padding: 24px; }
  .npn-nav { padding: 12px 16px; }
}