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What Does It Cost

Transparent pricing with no hidden fees.

Pricing

No Monthly Payments. No Interest. Ever.

Instead of interest, you share a percentage of your home's future change in value. Your cost depends on:

Amount of equity accessed
Your home's current value
Location and market conditions
Mortgage balance
Property type and condition

Simple & Transparent

Origination Fee3–5%
Processing Fee$0
Monthly Payments$0
Prepayment PenaltyNone
Hidden FeesNone
Example

See How It Works in Practice

Home Value
$500,000
Equity Accessed
$75,000
Appreciation Share
~25%
Term
Up to 30 yrs

In this example, if your home appreciates to $600,000 when you settle, Investor would receive $75,000 plus ~25% of the $100,000 appreciation ($25,000), for a total of $100,000. You keep the remaining appreciation plus all other equity.

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Cost Comparison

See how an HEI compares to other financing options on a $100,000 amount.

FeatureHEIHELOCPersonal LoanCredit Card
Monthly Payment$0~$750~$1,900~$2,500
Interest Rate0%8–12%10–20%18–29%
Total Interest Paid$0$40K–$80K$15K–$30K$50K+
Income RequiredNoYesYesYes

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