Transparent pricing with no hidden fees.
Instead of interest, you share a percentage of your home's future change in value. Your cost depends on:
In this example, if your home appreciates to $600,000 when you settle, Investor would receive $75,000 plus ~25% of the $100,000 appreciation ($25,000), for a total of $100,000. You keep the remaining appreciation plus all other equity.
See how an HEI compares to other financing options on a $100,000 amount.
| Feature | HEI | HELOC | Personal Loan | Credit Card |
|---|---|---|---|---|
| Monthly Payment | $0 | ~$750 | ~$1,900 | ~$2,500 |
| Interest Rate | 0% | 8–12% | 10–20% | 18–29% |
| Total Interest Paid | $0 | $40K–$80K | $15K–$30K | $50K+ |
| Income Required | No | Yes | Yes | Yes |
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