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How It Works

From application to funding in four straightforward steps.

What is an HEI?

Understanding Home Equity Investments

A Home Equity Investment (HEI) lets you convert a portion of your home's equity into cash — without monthly payments, interest charges, or income requirements. In exchange, the investor receives a share of your home's future appreciation (or depreciation) when you settle.

Simple Process

Four Steps to Access Your Equity

1

Application

Complete a simple online application in less than 2 minutes. We'll perform a soft credit check with low to no impact on your credit score.

2 minutes Soft credit check
2

Valuation

If required, we schedule a professional, independent home appraisal to accurately assess your property's current market value. This typically takes 1–2 weeks and is conducted by a licensed appraiser.

Professional appraisal 1–2 weeks
3

Approval

Review and accept your personalized offer with clear, transparent terms. Every fee is disclosed upfront — no hidden costs, no surprises. Take your time to review and consult advisors if needed.

Transparent terms No hidden fees
4

Funding

Receive your funds with no monthly payments. Settle when you sell, refinance, or buy back the investment — up to 30 years or the term of your agreement. You retain full ownership of your home throughout.

No monthly payments Up to 30 years
Key Benefits

Why Homeowners Choose an HEI

No monthly payments required
No interest accumulation
No income requirements
Flexible use of funds
Retain full home ownership

Your Home. Your Equity. Your Terms.

We believe homeowners deserve access to the wealth they've built — without the burden of monthly payments or high-interest debt.

"Trust is Earned."

Ready to Get Started?

See how much you can access — in less than 2 minutes.

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