Explore all our home equity solutions to find the right fit.
Access up to $600,000 of your home's equity with no monthly payments, no interest, and no income requirements.
A revolving line of credit backed by your home's equity. Borrow what you need, when you need it.
Replace your current mortgage with a new, larger one and receive the difference as cash.
Borrow a lump sum against your home's equity with a fixed interest rate and predictable monthly payments.
Each product serves different needs. Here's a quick comparison.
| Feature | HEI | HELOC | Cash-Out Refi | HE Loan |
|---|---|---|---|---|
| Monthly Payments | None | Interest only | Yes | Yes |
| Interest | None | Variable | Fixed | Fixed |
| Income Required | No | Yes | Yes | Yes |
| Min Credit Score | 500+ | 680+ | 620+ | 620+ |
| Funding Type | Lump sum | Revolving | Lump sum | Lump sum |
Our team can help you find the right solution for your needs.
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